Welcome to Income Protector 
My name’s Nigel Osgood and I’m the founder of Income Protector. I’ve been working as an independent adviser in the fields of mortgages, life assurance and business protection planning for over thirty years.  
For help in respect of mortgages & business services, please visit our website 
Our mission 
Income Protector was established because of how fragile people’s financial security can be. We believe income protection insurance is an effective way of preventing this fragility from escalating if illness or accident prevents you from working. 
The figures speak for themselves, with the average UK household having £4,674 of debt and 30% of employees having no financial back-up plans in the event of long-term illness, disability or loss of salary (Legal & General). We work with a huge variety of insurance providers and have spent many years building relationships with them. As a result, Income Protector is well positioned to offer you independent advice on a range of income protection insurance options. 
Our approach 
Our method of working is a combination of 
honest advice 
transparency concerning fees 
(usually there is no fee) 
effective use of our clients' and our own time 
instant online discounted quote 
strict confidentiality 
Our advice 
Don't leave it until it's too late, find out if income protection insurance could help you avoid financial disaster if the worst should happen. 


For an in-depth overview of income protection insurance, download our free guide 


Visit our quote page for an instant, discounted quotation 
If you'd like impartial and independent advice about how income protection insurance can benefit you, get in touch today. 
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