Income Protection Insurance 

Safeguard yourself, your family and your income against the unexpected 

Income Protection Insurance 

Safeguard yourself, your family and your income against the unexpected 
 
 
 
 

Income Protection Insurance 

Safeguard yourself, your family and your income against the unexpected 

Income Protection Insurance 

Discover why we're the right solution 
 
 
 
 

Income Protection Insurance 

Safeguard yourself, your family and your income against the unexpected 

Income Protection Insurance 

Insurance for NHS Professionals 
 
 
 
 

Income Protection Insurance 

Safeguard yourself, your family and your income against the unexpected 

Income Protection Insurance 

Get a free discounted quote today 
 
 
 
 

Income Protection Insurance 

Safeguard yourself, your family and your income against the unexpected 

Income Protection Insurance 

Get in touch with us today 
 
 
 
 
Recent research by Legal & General shows that many of us are worryingly close to being on the breadline if we miss even one month's pay. The average employee’s 'deadline to breadline' if they lost their income was just 32 days. With 23% saying they don’t save any of their monthly income, many people simply don’t have the resources to fall back on should the worst happen. 
 
This is where income protection insurance can help. 
Please be aware that by clicking on to the above link you are leaving Financial Solutions (Home & Business) Ltd website. Please note that Financial Solutions (Home & Business) Ltd nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page. 
For the above video 
Please be aware that by clicking on to the above links you are leaving Income Protector website. Please note that Income Protector nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page. 

We offer impartial advice on a range of income protection insurance options to safeguard your income and lifestyle 

Standard income protection insurance 
This insurance protects against loss of earnings. It provides a monthly, tax-free income if you’re unable to work due to illness, accident or injury. It covers almost every type of illness or injury and, unlike critical illness insurance, is not restricted to a predetermined list of conditions. 
Income protection insurance for NHS professionals 
 
Ill health or accidents can happen to anyone and medical professionals are no exception. In the first five years of working for the NHS, employees’ sick pay entitlement is subject to several changes. For this reason, it can be difficult for medical professionals to know what deferral period to choose for an income protection policy. However, policies designed specifically for NHS professionals – featuring an NHS Sick Pay Guarantee – take this uncertainty out of the equation. 
Income protection insurance for Executives 
 
An Executive Income Protection (EIP) is an important, tax-efficient employee-benefit for business owners and for their employees considered to be essential to the success of their business. 
Group income protection insurance 
 
This insurance is a benefit that employers provide if employees are unable to work for an extended period due to illness/injury. The insurance normally pays a percentage of the employee’s salary (typically 50-75%), with payments beginning after six months when statutory sick pay ends. 
GET IN TOUCH 
 
If you'd like impartial advice about income protection insurance and how it can benefit you, get in touch today. 
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